Behind on Payments

Behind on payments

Are you behind on your payments or have a delinquent loan?

If you are behind more than 90 days, most states can begin the foreclosure process with a letter of default. Sometimes called a “Notice of Default”. Once you receive the NOD, the clock starts running and whichever path you choose to take needs to happen sooner rather than later.

If you are behind on mortgage payments and need help, be sure that you reach out to us. Sometimes we can make those back payments for you while we buy your house.

We Can Help Make Payments

One option we provide homeowners is to help bring your payments current again. No matter if you have missed 1, 2, or even 3 due dates, we may still be able to get you caught up.

We understand that making back payments is extremely stressful and can be a massive burden on your life. If you want out, it can be difficult with more and more payments piling up constantly. One of our goals is to help people get out of that sort of situation.

If you feel like you are sinking into mortgage payments and debt, please contact us as soon as you can. We will go over all options available to you. Of course this service is completely free and there’s no obligation of any kind.

We are home buyers Can Help Make Payments
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Sell It or let the Bank Take it Back

If you sell your house to us, we can help remove the debts and get you back where you need to be. Of course, you might not want to sell your house at this point. If that’s the case, you will need to weigh your options. Foreclosure and ruined credit for ten years, or sell the house and stop the foreclosure in its tracks. You can visit our About us page to know more about our company.

Try Forbearance

Forbearance is when your mortgage is put on hold temporarily. The payments either halt or are reduced for a set amount of time. You might also have to agree to pay a lump sum back once the forbearance ends.

This can be helpful, but if you are already struggling to make payments, then it might be hard to make that lump sum at the end of the forbearance period. In those cases, it might be better to have us help with your payments.

No matter what you decide to do, you will want to act before your home enters into foreclosure. When that happens you will have a very limited amount of time before your house is sold at auction and your credit is ruined.

If your credit score were to take a heavy hit from a foreclosure, it would make it very difficult for you to get any type of loan for many years. If you want to avoid that, you will need to make sure you are doing everything you can to sell the house before your lender takes it back.

Mortgage for house

Why Choose Us

All of our services are free which is crucial when you are behind on your mortgage payments. We want to help those in our community and one way we can give back is by helping homeowners get out from underneath owning a house that has become a burden…

We might be able to start making your payments as soon as today if you get in touch with us right now. When it comes to your home and living situation, you do not want to take any risks by waiting. Consider us when you are behind on your mortgage payments.